Ormond Beach Insurance – Umbrella

Ormond Beach, Daytona Beach, and Palm Coast, Florida

Many individuals have multiple insurance policies. A policy for their home, vehicles, recreational vehicles are common. If they rent out a property, they will have a renter’s insurance policy.

Are you someone with multiple policies?

If you answered yes to this question, it would be in your best interest to obtain an Ormond Beach umbrella insurance policy. What’s is an umbrella policy? It simply puts a blanket over all your existing policies and helps to provide additional coverage that your individual policies may not provide.

Why is umbrella coverage something I should consider?

Umbrella insurance policies are like an added security blanket that protects all your individual policies. Your homeowners and automobile policies cover you when you suffer a loss. An umbrella insurance policy comes to the rescue after your primary policies and covers losses that are beyond what your primary policy will cover.
Umbrella insurance policies are a great safety blanket, but they are not required. Capital Partners Insurance recommends an umbrella policy should a major accident occur, so that you do not have to come up with the money to replace any losses from your personal finances.
Umbrella insurance policies will provide this security blanket on some, but not all primary policies. Homeowners, auto, RV and watercraft, and liability are all policies that we can provide umbrella coverage for.