Ormond Beach Insurance – Individual Health
Ormond Beach, Daytona Beach and Palm Coast, Florida
Most large companies will provide medical coverage for employees, however if you are self-employed or employed by a business that does not provide coverage, you will need to purchase an individual health insurance policy.
When you select an individual health insurance policy you are responsible for the payment of your premium and co-pays, and your provider will cover the cost of anything over and above this, contingent to the stipulations of your policy.
There are several things the will effect the cost of your premium including preexisting health conditions, age, and if you are a smoker.